In 1992 Hurricane Andrew struck south Florida as a category 5 storm that caused catastrophic damage to life and property. As a result, the insurance industry & various building agencies began examining construction methods to make buildings more durable and able to withstand hurricane force winds. Since then, throughout the years, new building codes were established and implemented throughout Florida. A wind mitigation inspection is there to help homeowners save money on their insurance premiums based on these new building techniques. Because your home may have been built before 1992, you may or may not be eligible for these discounts, depending on if you have had your home remodeling or updated. Home Insights provides wind mitigation inspections in Tampa & the surrounding areas, our goal is to inspect your home to see how it will stand up to strong winds from hurricanes and tropical storms. Our report will let you know what actions you can take to update your home to better protect it from strong winds and to get discounts on your insurance premiums.
What Does A Wind Mitigation Inspection In Tampa Look For?
When we come out to provide a wind mitigation inspection in Tampa, Largo, Seminole, Brandon or the surrounding areas, we are inspecting specific items on your home. Here are some of the more significant areas we inspect:
- Age of roof.
- Material used in the roof covering.
- Type of underlayment used.
- Method of attachment of root deck to trusses or rafters.
- Method of attachment of roof trusses or rafters to the exterior walls.
- Strength of garage door.
- Are there protective shutters available for ALL windows & doors?
- Strength of protective shutters.
By providing this information to your insurance provider, along with the photographs to support our reports, you may be eligible for savings on your insurance premiums. Of course, if the right materials & construction is not in place, you can always work on updating your home’s construction to make sure that your building is up to code. A typical wind mitigation inspection takes no more than 30 minutes, and we will need access to your home’s exterior as well as your attic.