The Department of Housing and Urban Development, more commonly known as HUD, helps people who need assistance find housing that’s both decent and affordable. Part of determining which properties qualify is the HUD home inspection.
Home Insights, LLC provides these types of inspections and they are a little bit different from what you might be accustomed to. Here’s why it’s important for you need to know:
HUD Sets Strict Standards
Low-income housing might not be the fanciest, but HUD sets fairly strict requirements for any property to qualify. The Housing Choice Voucher Program allows families to choose their own living arrangements, as long as the home meets HUD standards. These standards are known as basic Housing Quality Standards, or HQS.
HQS sets the standard of quality, which HUD has determined is the minimum necessary for the health and safety of residents. While the standards might not be high, they are strict. They apply to apartments and single-family homes, as well as shared housing in group environments.
Standards Cover Basic Needs
We are required to evaluate a residence based on 13 requirements.
- Sanitary facilities;
- Food preparation and refuse disposal;
- Space and security;
- Thermal environment;
- Illumination and electricity;
- Structure and materials;
- Interior air quality;
- Water supply;
- Lead-based paint;
- Site and neighborhood;
- Sanitary condition; and
- Smoke Detectors.
If the buyer or owner is doing a 302k or homestyle loan, Home Insights will work as a liaison for the client with the contractor and mortgage company. We will inspect progress and determine the draw amounts. We will also provide nessessary documents to process the loan and recieve draws.
Call Home Insights today to learn about HUD standards and how we can help! 813-927-4250!
Why Choose Us
Home Insights LLC is a home inspection company serving the greater Tampa area for over 8 years. Based in Brandon FL we are a proferssional licensed home inspector. Our full home inspections include free wind mitigation and four point reports. We can provide roof mitigation, mold inspections and much more.